This dip is a great one to make for any family gathering. I made this to watch Sunday football. It is creamy, cheesy, hearty, and delicious. Perfect for watching the game or tailgating beforehand.

Ingredients:
- 1 (8 ounce) package of Cream Cheese, softened
- 1 cup Sour Cream
- 2 (16 ounce) cans of Refried Beans
- 1 cup (8 ounces) Shredded Cheddar Cheese
- 1 cup (8 ounces) Shredded Monterey Jack Cheese (or Pepper Jack, if you love spicy,)
- 1/4 cup chopped scallions (approximately 2 large scallions)
- 2 Tablespoons chopped Fresh Parsley (or Dried Parsley)
- 1/2 to 1 ounce of Taco Seasoning, add as much as you prefer, to taste. I used about 1/2 a package of Taco Seasoning.
- Hot Sauce, to your taste
- Topping ideas for the dip: diced tomatoes, sliced scallions, black olives, sliced jalapeños. Additional fresh toppings: Fresh Cilantro, guacamole, avocado, sour cream, Sriracha, or crema.

Instructions:
- Gather all ingredients.
- Preheat the oven to 350°.
- Using a handheld mixer, mix together cream cheese and sour cream in a bowl until well combined.
- Next, mix in refried beans, 1/2 of the Cheddar cheese, 1/2 of the Monterey Jack cheese, green onions, parsley, taco seasoning, and hot sauce, to taste.
- Transfer mixture to a deep dish pie plate or preferred baking dish and sprinkle remaining Cheddar and Monterey Jack over top.
- Next, add any additional toppings you would like, such as: diced tomatoes, sliced scallions, black olives, and/or sliced jalapeños before baking.
- Bake in a 350° preheated oven until dip is hot and bubbly and cheese is golden brown, approximately 30 minutes.
- After baking, you can add some fresh toppings, if you wish. Some suggestions are fresh cilantro, guacamole, avocado, sour cream, sriracha, or crema.
- Serve with tortilla chips.
Enjoy!
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